ADDITIONAL BENEFITS

AUTOMOBILE PROGRAMS

Villanova employees can access exclusive discounts and programs with Ford. Participating in College Partner Recognition is easy. Faculty and staff members interested in taking advantage of this opportunity, log in to the Ford Partner website to obtain a Personal Identification Number (PIN) and visit a participating dealer. To enter the Ford Partner website, you must use the Villanova University access code, VILLA. It's that simple.

 

All educators, administrators, faculty and support staff who work at a public school, private school, university or college are eligible for the GM Educator Discount Program. To qualify for this program, you must be a resident of the United States. You can share the GM Educator Discount with your spouse and dependent children. Dependent children must either be under 21 years of age or full-time students under 25 years of age on the date of purchase.

This program is available through all participating U.S. GM Dealers and is voluntary on the part of the dealers. Dealer participation is on a vehicle line basis. Please inform your dealer of your intention to use the GM Educator Discount during your first contact with your dealer. If your dealer elects not to participate, you may visit another GM Dealer.

You must present the following, along with a valid authorization number, as proof of eligibility:

  1. A copy of your school ID/badge or a copy of a current pay stub (within the last 30 days) with all information redacted except the date of the pay stub, your name and name of the school.
  2. A copy of your driver's license with the driver’s license number redacted.

BANKING OPTIONS

Villanova University is pleased to continue our partnership with American Heritage Credit Union, a member-owned, not-for-profit financial institution founded in 1948. American Heritage offers a variety of banking services and products at competitive rates.

November 2023 Newsletter and Free Webinars

Local branch: 536 W. Lancaster Ave., Wayne, PA. 

The University’s banking partner is JPMorgan Chase. Two Chase ATMs are available on campus (in the Connelly Center and in the St. Mary’s Hall mailroom area) and a Chase branch is located in the Villanova Center, 795 E. Lancaster Avenue.

JPMorgan Chase provides a mortgage discount program for all Villanova employees. Learn more about the JPMorgan Chase mortgage discount program

Chase also provides a variety of financial wellness tools and resources focused on managing a budget, growing savings and building credit. Explore Chase’s website to find tips and tools designed to help people reach their money goals.

COMMUTER BENEFIT PLAN

The Commuter Benefit Plan allows you to pay for eligible transit expenses through pre-tax payroll deductions. If you ride public transportation to work, this plan can save you both money and time. Commuting to work by public transportation is also beneficial to the environment. We hope that this benefit plan will provide our employees with an additional incentive to consider using public transportation.

Maximum Amount Contributed

The Internal Revenue Service (IRS) establishes the maximum amount that may be contributed each calendar year. For 2022, the maximum monthly amount will be $280. There is no minimum monthly amount. The pre-tax feature of this plan allows your contribution for eligible transit expenses to be deducted before Federal income and Social Security taxes are applied.

Depending on your individual tax rate and monthly transit expenses, this can save you up to several hundred dollars each year. The University is paying the administrative fees for the program so there are no other additional costs to you.

Deduction Taken For Following Month

The amount that you select for your monthly transit contribution will be deducted from your paycheck for the following month’s transportation expense. For example, the deduction taken in your November paycheck will be for your December transit purchase. Those on the bi-weekly payroll will have this contribution deducted from the 2nd paycheck of the month.

Plan Can Change Monthly

The Commuter Benefit Plan election may be changed on a monthly basis, unlike our group insurance plans, which require an annual election. You may enroll, change your election, or cancel participation in the plan each month providing you do so within the required timeframe.

WageWorks/Health Equity, our Flexible Spending Account Administrator, will also administer the Commuter Benefit Plan. You may enroll directly by calling 1-877-WageWorks (877-924-3967), Monday through Friday, from 8 a.m. to 8 p.m. or visit their website anytime and enroll online.

You may also email inquiries to WageWorks/Health Equity. If you have logged into your FSA through WageWorks/Health Equity, you can log into the same account to order your commuter benefit. All other employees can register as New User.

If you use SEPTA to commute to work, there are several options available to you through the program. The Commuter Card (debit card) may be used to pay for your transportation expenses up to the $265 monthly maximum. The card is loaded each month with the amount of your election. If your expense exceeds the IRS limit, you may pay SEPTA the additional cost through other forms of payment, e.g. cash or credit card.

You may also purchase vouchers, ten trip tickets, or monthly passes through the program. However, please be aware that monthly passes are not refundable in most cases and it is the employee’s responsibility to change or cancel participation within the required timeframe each month. Also, the monthly pass would not be an option if your cost exceeded the $265 IRS limit since WageWorks directly provides the pass to you.

The other options, however, would be available such as the Commuter Card or vouchers. WageWorks can provide information on all options available for SEPTA as well as other transit systems you use to travel to work. You will need to verify with other transit systems whether they accept more than one form of payment prior to enrolling in the plan.

When Orders Are Received

Between the 20th and 30th of each month, you will receive your order (pass, voucher, tickets, as applicable) from WageWorks, which will be mailed to your home address. The Commuter Card will be sent once and reloaded each month on the 20th of the month prior to the benefit month. Any unused amounts will roll over.

When To Place Orders

You may place an order from the 9th of the current month through the 8th day of the following month for the next month’s transportation. Remember it is important to change your election before the 8th of each month for the following month’s transit needs. If no action is taken, WageWorks will automatically issue the same order that was in place for the previous month unless you have chosen the 1 month only option for your previous order.

The University realizes that there may be a need for public transit commuters to drive to campus from time to time. In the event that there is a need for this to happen, please be advised that you can receive a free one day pass by visiting one of the public safety booths on campus.

INSURANCE

As a full-time faculty/staff member, you are covered for accidental death and dismemberment (AD&D) insurance.

If your death is the result of a covered accident, your beneficiary will receive an additional accidental death benefit equal to the amount of your Basic Life Insurance election. This would be the greater of 1 x salary or $50,000 unless you elected to reduce your Basic Life benefit down to $50,000 to avoid imputed income. In that case, the amount of your AD&D benefit would be an additional $50,000. If you suffer the loss of a limb or the loss of eyesight as a result of a covered accident, you will receive 100% or 50% of the AD&D benefit, depending on the extent of the loss.

Employees are automatically covered in the event of death or serious injury that occurs while traveling on University business. The amount of coverage is ten times your annual salary, up to a maximum of $1,000,000 with a minimum of $500,000. Coverage is reduced to a maximum of $250,000 for faculty and staff who are actively employed beyond age 70.

Liberty Mutual has partnered with Villanova University to offer employees exclusive savings on quality auto and home insurance.*

To learn more or get a free quote, you are encouraged to call local sales representative John Mullarkey at 610-205-5984 or via email. You can also schedule an appointment to discuss your current policy or to learn more.

*Discounts and savings are available where state laws and regulations allow, and may vary by state. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.

If you’re a pet owner, you know how quickly animals become part of your family and how important it is to offer them the care and love they need. With affordable coverage from Nationwide, you can continue providing them the best care possible. Employees receive a group discount and premium payments can be taken through payroll deductions. Call 800-540-2016 or via the website to receive a no-obligation quote. 

Please review the summary of the covered services provided before you apply for pet insurance. If you have additional questions, please review these FAQ’s for information on how pet insurance can hope you plan for your pet’s health care.

LEGAL SERVICES

Identity Theft Assist is a full service plan that will not only prevent but also handle all aspects of restoring and recovering the credit and identity of a victim of ID Theft. Employees receive a group discount and payments can be taken through payroll deductions. The cost of this benefit is $5.25 per month.

Identity Theft General Overview

IDTheft Assist Program Summary

Villanova University provides you and your immediate family with access to MetLife Legal Plans.  This program provides a network of qualified attorneys to assist with a range of services including Wills and Estate Planning, Real Estate Matters, and Adoption. Employees receive a group discount and payments can be taken through payroll deductions. The cost of this benefit is $18 per month.

Helpful Links

Please note: If you are enrolled in the Supplemental Life Insurance through MetLife, you will already have coverage for will and estate planning without enrolling separately in the Legal Plan.

DISCOUNTS ON PRODUCTS AND SERVICES

BenefitHub is a members-only discount marketplace that provides you with access to hundreds of brand name retailers and local merchants - all in one on-line marketplace.

You'll find exclusive discounts and offers not available anywhere else on  movie tickets, electronics, apparel, vacations, car rentals and more. 

First time users should go to the BenefitHub website then follow these directions to create their account:

  • Complete: “Create an Account”
  • Enter Referral Code: 7K8N4A
  • Enter: Your Email Address
  • Click On: Create Account
  • Complete: Account Registration

Questions? Contact BenefitHub at 1-866-664-4621 or via email

  • VU Athletic Facilities - Access to: fitness centers, exercise classes, tracks, pools
  • VU Bookstore - Employee discount (must present your Wildcard)
  • VU Theater - Discounts on Villanova theater tickets
  • VU Wildcard - identification, access, meal plans, debit, banking and more