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Graduate Online HRD/MPA Programs

University of Alliance

Graduate students pursuing a Master of Science in Human Resource Development or a Master in Public Administration at Villanova University through our partnership with Bisk (formerly known as University Alliance) are eligible for a Federal Direct Unsubsidized Loan through the William D. Ford Direct Loan Program. Please visit the online MS in Human Resource Development website and the Master in Public Administration website for more information, including how to apply for admission.

*Students interested in attending the campus-based MS in Human Resource Development or Master in Public Administration can find information about the program and admission from here and about graduate financial aid.


Matriculated students in a graduate degree-seeking program are eligible to borrow up to $20,500 in the Direct Unsubsidized Loan each academic year.  The annual loan limit for graduate and professional students is $20,500.  The total lifetime aggregate limit is $138,500.

The Direct Unsubsidized Loans for graduate students accrue a variable-fixed interest rate. This means new rates are set each July 1st, but once established apply to the life of the loan. For the 2022-2023 academic year, the expected interest rate is 6.54%.  Direct Unsubsidized Loans will disburse equally for each session a student is enrolled in the academic year.  An origination fee will be deducted from the gross amount of loan borrowed from each disbursement. For loans first disbursed on or after 10/1/20  the fee is 1.057%.

If the Direct Unsubsidized loans do not fully cover a student's educational costs, students can consider a Direct Graduate PLUS loan. Direct Loans cannot be used to finance retroactive balances from previous sessions, semesters, or academic years.  More information about the William D. Ford Direct Loan Program including fees, aggregate loan limits, repayment, and Direct Loan Consolidation is available on our website.

To apply for financial aid for the 2022-2023 academic year, a student will need to do the following:

Complete a 2022-2023 FAFSA online at with Villanova’s school code 003388.

After reviewing your FAFSA information, matriculation status, and enrollment, the Office of Financial Assistance will notify you of your Federal Direct Unsubsidized Loan eligibility by sending an email to your Villanova University email account.  The email will include instructions on how to view your aid notice in the MyNova student portal.

Once the Direct Unsubsidized Loan has been awarded, there are two requirements students need to complete in order for the loan funds to disburse:

Villanova University will be notified automatically once both requirements are complete.

Federal Direct Unsubsidized Loan funds are required to pay directly to students’ Villanova University accounts in equal disbursements.  A loan disbursement is scheduled to pay each 8-week session a student is enrolled.  Please review your Direct Loan Disclosure Notice for your disbursement dates and schedule.  Loan funds disburse directly to the student’s account at Villanova during the second week of each session, after the drop period has ended.   Please view the Disbursements and Refunds webpage for additional information.

If a student "sits out" or misses two 8-week sessions in a row, all future disbursements will be cancelled.  A student must then contact the Office of Financial Assistance in writing if she or he plans to re-enroll so the Office of Financial Assistance can review for a Direct Loan reinstatement.

Once a loan disbursement has arrived at Villanova, the Office of Financial Assistance will conduct a review of the student’s financial aid award.  This review ensures the cost of attendance matches the student’s original plan of enrollment, and that any outside sources of aid, tuition discount, or employer tuition assistance, etc. have been included as resources for the student. The Office of Financial Assistance also reviews to ensure the student is enrolled for the specific session the loan disbursement was received.

**Please Note: The Office of Financial Assistance cannot accommodate requests for unequal disbursements.

Bisk manages the billing of charges for both the online Master of Science in Human Resource Development program and the Master of Public Administration program.

Villanova University will send the Federal Direct Unsubsidized loan funds, Federal Direct Graduate PLUS loan funds or a private education loan disbursement directly to the student who is then responsible for submitting payment to Bisk for tuition and/or book charges.  In order to expedite the processing of a refund, it is highly recommended that students enroll in direct deposit through the e-refund process.  The e-refund enrollment form can be found in your MyNova account, in the Bursar Dashboard under Sign-up for Direct Deposit of Refunds Tab. 

Students should contact their Bisk Student Services Representative at 1-855-300-1473 or via email at to verify if they still have a remaining balance with Bisk after the full financial aid disbursement has been remitted for an 8-week session.  Students have the option to apply for a Federal Graduate PLUS Loan or a Private Educational Loan to assist in covering any remaining educational expenses.  Students should contact the Office of Financial Assistance if they have additional questions about the Federal Graduate PLUS Loan or Private Educational Loan Programs.

Upon the registration of courses, students will receive an "intent to enroll" form via email detailing their tuition and/or book charges for that session. Questions about the billing process should be directed to the Student Services Representative at Bisk at  1-855-300-1473 or via email at  Please note that if a student is not utilizing financial aid, all payment arrangements need to be made directly with Bisk.

For example:

A student first enrolls in the online MS in Human Resource Development program during the Summer II session. The student submits a 2022-2023 FAFSA and completes Entrance Counseling and Master Promissory Note for the Federal Direct Unsubsidized Loan:

  • The Office of Financial Assistance will automatically award the maximum Federal Direct Unsubsidized Loan for the full academic year, which in this case will be for Summer II through Spring II sessions, up to the cost of attendance.
  • Loan disbursements will be scheduled to pay after the drop period for each 8-week session.
  • After enrollment and outside sources of aid are confirmed, Villanova University will send loan disbursement funds directly to the student.
  • The student is then responsible to submit payment to Bisk for tuition and/or book charges.
  • If a balance still exists for the session, the student will need to seek additional funding.


To maintain financial aid eligibility from year to year, students must meet Satisfactory Academic Progress, or “SAP.”  SAP is reviewed annually at the end of the Spring II term.  Please review the SAP policy online.

Contact Us

Please contact us with any questions.

Office of Financial Assistance
Villanova University
800 Lancaster Ave
Kennedy Hall, Second Floor
Villanova, PA 19085
Telephone: (610) 519-4010
Fax: (610) 519-7599