Insurance Requirements for Speakers

Speakers presenting to an audience of more than 250 people or being paid more than $3,000 are required to carry the below applicable insurance and provide evidence via a certificate of insurance. These insurance requirements do not apply to Academic Speakers being paid less than $10,000.

Insurance Requirements- Speaker Insurance Requirements

  • Villanova University listed as the certificate holder (Villanova University, Attn: Insurance and Risk Management, 800 Lancaster Avenue,  Villanova, PA 19085)
  • Villanova University named as additional insured
  • General Liability: $1,000,000 each occurrence
  • Automobile Liability: $1,000,000 each accident. Only required if the Speaker will be driving on Villanova’s premises. If the Speaker does not carry a business automobile liability insurance policy, the declarations page(s) of the personal automobile insurance policy showing policy dates and limits covering the automobile(s) that will be on Villanova’s premises should be submitted.
  • Workers Compensation: Statutory*
  • Employers Liability: $100,000/ $500,000/ $100,000*

*If Speaker is a sole proprietor or otherwise not required by law to carry workers compensation/ employers liability, these requirements are waived as long as the Speaker attests in writing that those providing services on Villanova's campus carry health insurance.

If your maximum limits do not meet the above required limits, please provide a certificate evidencing your maximum limits and advise that these are your maximum limits. It is recognized that certain small vendors, contractors, or groups may not meet Villanova University’s standard insurance requirement limits. In those cases, a request for an exception may be made to the Insurance and Risk Management Department. However, no exceptions to the limits outlined above are permitted without the approval of the Insurance and Risk Management Department.

Note: The above insurance requirements apply to the Speaker, as well as all subcontractors hired by the Speaker to provide services and/or products to Villanova University.

 

For More Information

Please contact Ashlie Feick, Director of Insurance and Risk Management, with any questions with regard to the Insurance and Risk Management Website.