Insurance Requirements for Caterers
Caterers providing services to Villanova are required to carry the below insurance and provide evidence via a certificate of insurance prior to providing services. Please note that Caterers providing services at a third-party venue may also need to meet additional insurance requirements as required by the venue.
Insurance Requirements- Caterers
Villanova University listed as the certificate holder (Villanova University, Attn: Insurance and Risk Management, 800 Lancaster Avenue, Villanova, PA 19085)
Villanova University named as additional insured
General Liability: $1,000,000 each occurrence
Automobile Liability: $1,000,000 each accident.
Workers Compensation: Statutory*
Employers Liability: $100,000/ $500,000/ $100,000*
Liquor Liability: $1,000,000 each occurrence**- Only required if alcohol is being served. If Liquor Liability coverage exists under the General Liability policy, this coverage and its corresponding limit must be noted on the insurance certificate.
*If Caterer is a sole proprietor or otherwise not required by law to carry workers compensation/ employers liability, these requirements are waived as long as Caterer attests in writing that those providing services to Villanova carry health insurance.
** If Caterer will be serving alcohol to Villanova, a liquor license/ permit may be required. Caterer shall provide a current copy of its liquor license/ permit that will be in effect for the time Caterer will be providing services. If Caterer does not have a liquor license, Caterer must advise Villanova University that Caterer does not have a liquor license at least 30 days prior to the event.
If your maximum limits do not meet the above required limits, please provide a certificate evidencing your maximum limits and advise that these are your maximum limits. It is recognized that certain small vendors, contractors, or groups may not meet Villanova University’s standard insurance limits. In those cases, a request for an exception may be made to the Insurance and Risk Management Department. However, no exceptions to the limits outlined above are permitted without the approval of the Insurance and Risk Management Department.
Note: The above insurance requirements apply to the Caterer, as well as all subcontractors hired by the Caterer to provide services and/or products to Villanova University.