FAQ

I am involved in an auto accident with a University vehicle while on campus. What should I do?

If any parties involved are injured, please contact VEMS immediately at 610-519- 4444. The accident must be reported to the Department of Public Safety at 610-519- 6979 as soon as possible. A Public Safety Officer will file an incident report which will be forwarded to the Director of Insurance and Risk Management for handling.

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I am involved in an auto accident with a University vehicle while off campus on University business. What should I do?

Please contact the local police department (911). If involved in a two or more car accident, please be sure to obtain the insurance information of all other vehicles involved. In addition, please contact Public Safety at 610-519-6979 to report the incident. Please provide Public Safety with the police report number and insurance information of all other vehicles involved. As soon as possible upon return to campus, please contact Public Safety to file a complete incident report. Public Safety will forward the report to the Director of Insurance and Risk Management for handling.

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I plan to rent a vehicle for University business travel in the United States. Should I purchase the insurance offered by the rental car company?

No, you should not purchase any insurance offered through the rental car company for domestic business travel within the United States, Canada, and U.S. territories and possessions. The University’s auto liability policy will cover you and the rental vehicle during business travel within these areas.

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I am traveling overseas on University business, and plan to rent a vehicle in a foreign country. Will the University’s auto liability insurance coverage apply?

No, the University’s auto policy only applies to business travel in the United States, Canada, and U.S. territories and possessions. The insurance coverage offered by the rental car company should be purchased to meet compulsory insurance requirements of the foreign country. Coverage for theft or physical damage to the rental vehicle should also be purchased from the rental car company.

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I am using a personal vehicle for University business. Am I covered under the University’s automobile liability policy?

No, the University’s auto liability policy only applies to University owned, leased, or rented vehicles; therefore, personal vehicles would not be covered.

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My vehicle was damaged while parked on campus. Am I covered under the University's liability insurance?

No, vehicles owned by faculty, staff, students, or guests are not covered by the University’s insurance while parked on campus. Damage to your personal vehicle should be covered under your personal auto insurance policy.

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While traveling on University business, I receive a traffic or parking violation. Who is responsible for paying the fine?

The individual driving the car at the time of the incident is responsible for any traffic or parking violations.

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Is my personal property covered by the University’s insurance while it is on the University’s premises?

No, personal property of faculty, staff, and students is not covered by the University’s property insurance. All personal items should be covered under your homeowner’s insurance policy

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I have been asked to provide evidence of the University’s insurance coverage. Who should I contact?

All requests for evidence of insurance should be communicated to the Director of Insurance and Risk Management (610-519-6603). A certificate request form is posted on Insurance Services website. Please note that the turnaround time for a certificate of insurance from request to receipt is 24 hours.

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An outside group is using University’s facilities or a vendor is working on campus. What insurance requirements must be met by the outside group or vendor?

The University’s minimum insurance requirements follow: 
Workers Compensation Statutory 
Employers Liability $100,000/500,000/100,000 
Comprehensive General Liability $3,000,000 each occurrence 
Automobile Liability $3,000,000 each occurrence

A Certificate of Insurance must be received by the University evidencing the above insurance coverage prior to a group’s use of our facilities or the commencement of any work. Please note the Certificate must include Villanova University as an Additional Insured. The certificate should also indicate whether the General Liability policy is written on a “claims made” or “occurrence” basis. In addition, the certificate must indicate that it is the responsibility of the insurance carrier to provide the University with 30 days notice prior to cancellation or expiration of the insured’s policy.

Please contact Ashlie Feick, Director of Insurance and Risk Management, with any questions regarding the University’s insurance requirements.

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For More Information

Please contact Ashlie Feick, Director of Insurance and Risk Management, with any questions with regard to the Insurance and Risk Management Website.