FAQ

I am involved in an auto accident with a University vehicle while on campus. What should I do?

  1. If any of the parties involved are injured, seek medical attention immediately by calling Public Safety (Emergency: 610.519.4444).
  2. Vehicles should not be moved from the accident site unless the conditions are unsafe or the flow of traffic is blocked.
  3. Contact Villanova’s Public Safety Department (Non-Emergency: 610.519.6979 or Emergency: 610.519.4444) as soon as possible, no matter how minor you feel the damage is. Be prepared to give your name, the location of the accident, a brief description of the accident, a brief description of any injuries, and your location at the time of the call. Public Safety will respond to your location. Provide as much information as possible to the investigating officer. He/ she will complete all necessary accident reports and take pictures of the vehicle(s).
  4. Any accidents or damage to a University Fleet Vehicle, must be reported to the Parking Office when the Fleet Vehicle is returned.

Public Safety will file an incident report which will be forwarded to the Insurance and Risk Management Department for handling.

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I am involved in an auto accident with a University vehicle while off campus on University business. What should I do?

  1. If any of the parties involved are injured, seek medical attention immediately by calling the local emergency department (911).
  2. Vehicles should not be moved from the accident site unless the conditions are unsafe or the flow of traffic is blocked.
  3. In the event of a hit and run accident, safely attempt to record the license plate number of the responsible vehicle, and contact the local police (911) immediately to file a report.
  4. Contact the local police department by dialing 911 to report the accident, no matter how minor you feel the damage is. Be prepared to give your name, a description of the accident, a brief description of any injuries, and your location at the time of the call. Remain calm and stay on the line; let the dispatcher terminate the call.
  5. DO NOT ADMIT FAULT for the accident.
  6. Exchange insurance information with the other party. If the car was unoccupied, wait for police to respond.
  7. As soon as possible, call the Public Safety Department (Non-Emergency: 610.519.6979) to report the accident and to complete any accident paperwork.
  8. Any accidents or damage to a University Fleet Vehicle, must be reported to the Parking Office when the Fleet Vehicle is returned.

Public Safety will file an incident report which will be forwarded to the Insurance and Risk Management Department for handling.

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I plan to rent a vehicle for University business travel in the United States. Should I purchase the insurance offered by the rental car company?

If you are a University Approved Driver, you should not purchase any insurance offered through the rental car company for domestic business travel within the United States, Canada, and U.S. territories and possessions. The University’s auto liability policy will cover you and the rental vehicle during business travel within these areas.

If you are not a University Approved Driver, please visit the Driving University Vehicles page for more information.

If you are not eligible to be a University Approved Driver, you will need to use your personal automobile liability policy as evidence of insurance or purchase the insurance offered by the rental car company at your own expense. 

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I am traveling overseas on University business, and plan to rent a vehicle in a foreign country. Will the University’s auto liability insurance coverage apply?

No, the University’s auto policy only applies to business travel in the United States, Canada, and U.S. territories and possessions. The insurance coverage offered by the rental car company should be purchased to meet compulsory insurance requirements of the foreign country. Coverage for theft or physical damage to the rental vehicle should also be purchased from the rental car company.

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I am using a personal vehicle for University business. Am I covered under the University’s automobile liability policy?

No, the University’s auto liability policy only applies to University owned, leased, or rented vehicles; therefore, personal vehicles would not be covered. The auto insurance policy that covers the vehicle would respond to any accidents or damage.

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My vehicle was damaged while parked on campus. Am I covered under the University's liability insurance?

No, vehicles owned by faculty, staff, students, or guests are not covered by the University’s insurance while parked on campus. Damage to your personal vehicle should be covered under your personal auto insurance policy.

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While traveling on University business, I receive a traffic or parking violation. Who is responsible for paying the fine?

The individual driving the car at the time of the incident is responsible for any traffic or parking violations.

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Is my personal property covered by the University’s insurance while it is on the University’s premises?

No, personal property of faculty, staff, and students is not covered by the University’s property insurance. All personal items should be covered under your homeowner’s insurance policy

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I have been asked to provide evidence of the University’s insurance coverage. Who should I contact?

All requests for evidence of insurance should be communicated to the Insurance and Risk Management Department. When contacting the Insurance and Risk Management Department to request an insurance certificate, please provide the contract that is provided by the entity requesting the insurance certificate and/ or the written request from the entity for the insurance certiticate. Please note that the turnaround time for a certificate of insurance from request to receipt is 24 hours.

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For More Information

Please contact Ashlie Feick, Director of Insurance and Risk Management, with any questions with regard to the Insurance and Risk Management Website.