Graduate Programs Through University Alliance

University of Alliance

Graduate students pursuing a Master of Science in Human Resource Development or a Master in Public Administration at Villanova University through our partnership with University Alliance are eligible for a Federal Direct Unsubsidized Loan through the William D. Ford Direct Loan Program. Please see the University Alliance website for more information about the online MS in Human Resource Development and the Master in Public Administration and how to apply for admission.

*Students interested in attending the campus-based MS in Human Resource Development or Master in Public Administration can find information about the program and admission from here and about graduate financial aid.


Matriculated students in a graduate degree-seeking program are eligible to borrow up to $20,500 in the Direct Unsubsidized Loan each academic year.  The annual loan limit for graduate and professional students is $20,500.  The total lifetime aggregate limit is $138,500.

The Direct Unsubsidized Loans for graduate students accrue a variable-fixed interest rate. This means new rates are set each July 1st, but once established apply to the life of the loan. Currently, the interest rate is 5.84%. Direct Unsubsidized Loans will disburse equally for each session a student is enrolled in the academic year.  If the Direct Unsubsidized loans do not fully cover a student's educational costs, students can consider a Direct Graduate PLUS loan. Direct Loans cannot be used to finance retroactive balances from previous sessions, semesters, or academic years.  More information about the William D. Ford Direct Loan Program including fees, aggregate loan limits, repayment, and Direct Loan Consolidation is available on our website.

To apply for financial aid for the 2016-2017 academic year, a student will need to do the following:

Complete a 2016-2017 FAFSA online at with Villanova’s school code 003388.

After reviewing your FAFSA information, matriculation status, and enrollment, the Office of Financial Assistance will notify you of your Federal Direct Unsubsidized Loan eligibility by sending an email to your Villanova University email account.  The email will include instructions on how to view your awards in the MyNova student portal.

Once the Direct Unsubsidized Loan has been awarded, there are two requirements students need to complete in order for the loan funds to disburse:

Villanova University will be notified automatically once both requirements are complete.

Federal Direct Unsubsidized Loan funds are required to pay directly to students’ Villanova University accounts in equal disbursements.  A loan disbursement is scheduled to pay each 8-week session a student is enrolled.  Please review your Direct Loan Disclosure Notice for your disbursement dates and schedule.  Loan funds disburse directly to the student’s account at Villanova during the second week of each session, after the drop period has ended.   Please view the Disbursements and Refunds webpage for additional information.

If a student "sits out" or misses two 8-week sessions in a row, all future disbursements will be cancelled.  A student must then contact the Office of Financial Assistance in writing if she or he plans to re-enroll so the Office of Financial Assistance can review for a Direct Loan reinstallment.

Once a loan disbursement has arrived at Villanova, the Office of Financial Assistance will conduct a review of the student’s financial aid award.  This review ensures the cost of attendance matches the student’s original plan of enrollment, and that any outside sources of aid, tuition discount, or employer tuition assistance, etc. have been included as resources for the student. The Office of Financial Assistance also reviews to ensure the student is enrolled for the specific session the loan disbursement was received.

**Please Note: The Office of Financial Assistance cannot accomodate requests for unequal disbursements.

University Alliances manages the billing of charges for both the Master of Science in Human Resource Development program and the Master of Public Administration program.

Villanova University will send the Federal Direct Unsubsidized loan funds, Federal Direct Graduate PLUS loan funds or a private education loan disbursement directly to University Alliance for tuition and/or book charges.  If a credit balance remains after the full tuition and book charges are paid for the 8-week session, then a student will receive a refund from the Bursar’s Office at Villanova.  In order to expedite the processing of a refund from a credit balance, it is highly recommended that students enroll in direct deposit through the e-refund process.  The e-refund enrollment form can be found in your MyNova account, in the Student's Tab under Bursar Links. 

If a student still has a remaining balance with University Alliance after the full loan disbursement has been remitted for an 8-week session, then the student will need to seek additional payment arrangements to cover the remaining charges (such as applying for a Direct Graduate PLUS loan, etc.). Students should contact their Student Services Representative at 1-800-280-9718 or via email at

Upon the registration of courses, students will receive an order from University Alliance via email detailing their tuition and/or book charges for that session. Questions about the billing process should be directed to the Student Services Representative at University Alliance at 1-888-622-7344, ext. 4322 or via email at  Please note that if a student is not utilizing financial aid, all payment arrangements need to be made directly with University Alliance.

For example:

A student first enrolls in the MS in Human Resource Development program during the Summer II session. The student submits a 2016-2017 FAFSA and completes Entrance Counseling and Master Promissory Note for the Federal Direct Unsubsidized Loan:

  • The Office of Financial Assistance will automatically award the maximum Federal Direct Unsubsidized Loan for the full academic year, which in this case will be for Summer II through Spring II sessions, up to the cost of attendance.
  • Loan disbursements will be scheduled to pay after the drop period for each 8-week session.
  • After enrollment and outside sources of aid are confirmed, Villanova University will send loan disbursement funds directly to University Alliance for tuition and/or book charges.
  • Any remaining amount from the loan disbursement will be sent directly to the student in the form of a refund check or via direct deposit if the student has provided banking information through the e-refund sign-up in MyNova.
  • If a balance still exists for the session after the full loan disbursement has been remitted to University Alliance by Villanova, the student will need to seek additional funding.

*New students in the MS HRD & MPA programs need to complete an Authorization to Release Federal Loan Funds if they wish to use their loan disbursement to pay for book charges through University Alliance. This form can be reviewed and printed here:

Authorization to Release Federal Loan Funds

Contact Us

Please contact us with any questions.

Note:  We will be unable to provide phone, email or walk-in service from 5 PM May 31, 2016 to 8:30 AM June 3, 2016 due to relocation activities during this time.  We apologize for any inconvenience during this time as we temporarily relocate.  We look forward to servicing you once again starting Friday morning at 8:30 AM.

Office of Financial Assistance
Villanova University
800 Lancaster Ave
Kennedy Hall, Second Floor
Villanova, PA 19085
Telephone: (610) 519-4010
Fax: (610) 519-7599

Summer Office Hours Effective 
May 13, 2016 to August 15, 2016:

Monday to Thursday: 8:30 AM to 5:00 PM
Friday: 8:30 AM - 12:00 PM